BUSINESS POLICY DOCUMENT
Effective as of 1 st May 2005

A.  DEFENITIONS

In this Document unless otherwise specified :-
"Company" is M/s. SEVAK HEALTH CARE SERVICES PRIVATE LIMITED.
"Distributor" is the business associate of SEVAK HEALTH CARE SERVICES PRIVATE LIMITED.
"Up Line" is an existing Distributor who has sponsored the business to a new applicant.
"Down Line" is the person newly sponsored by an existing distributor.
"Genealogy" is the line of sponsorship including the distributor, his up line and down line distributors.
"Business Plan" is the Multi Level Marketing Business Plan introduced by the Company.
"Product" refers to all the products that are marketed by the Company.
"Policy" is the Business Policy Document

B. DISTRIBUTOR

1. Companies or Firms ( proprietorship or partnership/ registered or unregistered) can apply. Ownership of such Companies/Firms should be vested with Indian citizens.

2. In case of Partnerships, the Principal person should be identified. All communications will be addressed and all commissions, bonus, incentives etc, will made to that person.

3. The applicant should have attained the age of eighteen years .

4. The Applicant should not be insolvent, convicted for crime and should be of sound mind.

Enrollment

1. The applicant should be sponsored by an existing Distributor. In case the applicant has approached the Company directly, the company will suitably allot him a position under any existing distributor.

2. The Company has the sole discretion to accept/reject any application without assigning any reason.

3. The Applicant may use the facility provided in the web site of the Company to submit his application or can submit directly to the Head Office of the Company his application in the prescribed format.

4. Acceptance as a distributor after scrutiny of the application will be subject to receipt of the prescribed non-refundable package fee at the Head Office of the Company either by way of cash remittance or by way of Demand Draft/Bankers Cheque made payable at Changanacherry.

5. On activation, the applicant becomes a distributor of the Company and he will be allotted a TRACK IDENTIFICATION NUMBER which is to be mentioned in all transactions, enquires, correspondence with the Company.

6. A distributor can sponsor down line distributors only according to the Business Plan of the Company.

Renewal

1. Period of enrollment of the Distributor is for twelve months from the date of activation.

2. The Distributor will cease to a distributor after the enrollment period.

3. The Distributor may renew his enrollment for a further period of 12 months by paying the prevailing renewal fee sufficiently in advance of the date of cessation. The Distributor will be allowed a grace period of one month (with late fee) to renew the enrollment. Failure to renew will result in automatic termination of the distributor.

C. RIGHTS AND RESPONSIBILITIES OF A DISTRIBUTOR.

1. Submission of an application for distributorship warrants that the applicant has clearly understood the Policies, the current Business Plan, the compensations and the methodology of the company's business.

2. All distributors can carry on their business on their own time plan and according to the Company's Business Plan, promote the products of the company and sponsor their down lines and develop their teams.

3. There are no geographical demarcations set by the company and therefore any distributor can conduct his business in any area within or outside the country.

4. Distributor will sponsor only such persons who are in accordance with the directives of the company issued from time to time.

5. In case of Distributors who are registered as Partnership firms, all partners are equally responsible for conduct of the Company business and partners will be equally bound by the terms/conditions/Policies of this Policy document.

6. The Distributor is not an employee, agent , legal representative of the Company, nor is he in joint venture with the company and he shall not bind the company to any debt, obligation, agreement of any kind. The Distributor shall, while presenting the Company's business opportunity to others, emphasize that it involves running an independent business and is not an offer of employment.

7. Any title or designation conferred on the Distributor will merely be a recognition of his business achievements and shall not in any way alter his fundamental relationship with the Company as a distributor.

8.Distributor can not assign his rights and responsibilities to any other person except in accordance with the guidelines of this Policy.

9.The distributors will be solely responsible for any expense or debt incurred by him due to his day to day operations/conduct of business/training or aid given by him to other distributors, besides direct and indirect expenses/loss incurred due to use /misuse/inability to properly use any product/service.

10.The distributors are bound to propagate the Business Plan of the Company in force with out variation of any of its substance as set forth in the official literature issued by the company from time to time.

11.The Distributor will be responsible to regularly check the official website / literatures published by the Company for any up gradation /amendments of the Terms & Conditions of the Policy / Business Plan and the company will neither undertake to send any direct letter nor use any other medium other than specified above.

12.The Distributor shall not offer any incentives, gifts, nor hold out any promise or offer any other attractions in order to tempt/induce/instigate any person to join the business of the Company other than offered by the Company and specified in the Company's official literature.

13.The distributor shall not accept any payment in cash arising out of sale of Products and all payments shall be in the form of Demand Draft/Bankers Cheque drawn favoring “Sevak Health Care Services (P) Ltd.” payable at Changanacherry. The Company will not be responsible in any manner for cash payments other than deposited at the Head Office of the Company.

14.The Distributor is required to indemnify and hold the Company indemnified against all claims made by them or by a third party and any related damages and expenses arising out of or connected with conduct of the Distributor or services rendered by him or any liability which might arise due to violation of the Policy.

15.The Distributor shall (with prior permission) display the Company Logo as designed by the Company on their personal stationery. However the Distributor shall not use the trade mark, patent or any other intellectual property/right of the company for any purpose other than promotion of the business of the Company.

16. All printed materials / electronic media is the property of the Company. Distributor shall not reproduce them with out the prior written approval from the Company.

17.The Distributor will receive the sales benefits on weekly basis through Company cheques. In case any payout day falls on holiday the same will be automatically scheduled for next working day.

18.In the event of the death the Proprietor / Partner of the Distributor Company / firm the nominee / legal heir as per the Indian Laws may be permitted to take over the business of the deceased, subject to overall suitability at the Company's discretion. Written application for such substitution should be made within three months. In the absence of such claim, the distributorship will be terminated.

19.Sponsor changes, individual transfers, change of line of sponsorship/group transfers, mergers and sale of business of a distributor will not be permitted under any circumstance.

20. The Distributor shall comply with all the policies in existence and that may be communicated from time to time, in all his dealings with the Company, up lines, down lines and customers and should not engage in any activity that may bring disrepute to them and to the Company. He should keep the Company informed if he gets involved in any conflict/dispute/ legal matters which may directly or indirectly involve or affect the Company.

21.The Distributor will comply all Central, State, Local & Municipal Laws, Ordinance Rules & Regulations that are in existence or will be introduced henceforth.

D. TERMINATION/SUSPENSION

1.In case of noncompliance of any of the terms / conditions of this Policy, the Company may at its discretion, terminate the concerned Distributor or entrust upon him any other disciplinary action/penalty which can include suspension/stoppage of further payment of commission / incentives etc..

2.Company may terminate the Distributor without giving prior notice on account of misconduct which may be defined as one or more of the following :

- re-registering existing distributors from other lines of sponsorship.

-using Company's premises /venue/network to represent interest of any other Company / scheme / product

- poaching or soliciting distributors in other lines of sponsorship.

- providing misleading information about the Company's policies or products.

- interfering with the work of other distributors / in the normal conduct of business.

-working adversely or against the interest of the Company.

- financial misappropriation.

3. A distributor who is terminated / under suspension he will not be eligible :-

- to represent himself as a distributor

- to receive any payments by way of commission /incentives /bonus etc.

- to attend any Company sponsored meetings, conferences, events, training session etc..

- to place orders for company products

- to sponsor down lines.

4.Suspension/termination of any one of the partners of a distributorship automatically leads to suspension/termination of the rest of the partners.

5.Distributors irrespective of their suspension / termination, shall indemnify the Company of all damages suffered by the Company on account of their actions.

E. OTHER POLICIES

1.The Company reserves the right to change/alter the Business plan and or the Business policy Document in part or in full from time to time and such changes/alternations shall be binding on all existing and future distributors of the Company. Such changes shall be published through official literatures and shall be notified on the official web site of the Company and such publication/notification shall be deemed to be received by the distributor at the time of its publication. All distributors shall be bound by such changes/alternations and shall stay abreast to such changes/alternations in its entirety.

2.The income earning by Distributor is not a precondition but depends upon his skill, knowledge and effort , which is no way any agreement or contract.

3.In the event that a provision of this agreement is held to be invalid or unenforceable, the enforceable provisions shall be constructed to be enforceable and the agreement will remain in full force to that extent.

4. The Company shall not be liable for any non-performance of it's obligations and for any consequences thereof under this policy due to circumstances which are beyond it's control.

5. The Company management shall be final authority for interpretation of the Company policies.

6. All disputes are subject to Kottayam Jurisdiction only.